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Education Loan for Pilot training Abroad: Costs & Lenders | EasyShiksha
UniCredsEasyShiksha × UniCreds education loans

Education loan for pilot training abroad

Commercial pilot training is expensive but fundable. Lenders cover your PPL and CPL fees at DGCA-recognised flight schools in India and abroad. Apply free and a UniCreds expert matches you with the right lender.

  • From 8.33% p.a.*
  • Sanction in 48 hours*
  • No-collateral options
  • Save up to ₹15 lakh*

20,000+ students have funded their studies with UniCreds

100% free

Check your Pilot training loan eligibility

Takes 30 seconds. A loan expert calls you back.

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Loans from 20+ lenders
ICICI Bank
Axis Bank
IDFC FIRST Bank
YES Bank
Union Bank of India
Punjab National Bank
Credila
Avanse
Avanse Global
InCred
Auxilo
Tata Capital
Poonawalla Fincorp
Edgro
FinZ
Prodigy Finance
MPOWER Financing

Pilot training abroad: costs and eligibility

Commercial pilot training is expensive but fundable. Lenders cover your PPL and CPL fees at DGCA-recognised flight schools in India and abroad. Popular destinations: USA, Canada, Australia, South Africa, India.

What it costs

USA CPL $50,000 – 80,000 (₹44 – 70 lakh)
Canada CPL CAD 50,000 – 65,000 (₹33 – 43 lakh)
Australia CPL AUD 50,000 – 70,000 (₹28 – 39 lakh)
South Africa CPL $35,000 – 45,000 (₹31 – 39 lakh)
India CPL ₹45 – 55 lakh

Total training usually costs ₹30 – 70 lakh, excluding living costs.

Who can apply

  • About 17 – 18 when training starts; 21 to apply for a CPL
  • 10+2 with Physics, Mathematics and English
  • Admission to a DGCA-recognised flight academy
  • Class 1 medical certificate
  • Co-borrower (usually a parent) with documented income

Security & repayment

  • Secured loans: Up to ₹1.5 crore against property or FDs
  • Collateral-free loans: Up to ₹50 lakh, based on co-applicant income
  • Government schemes: Minority Education Loan Scheme and CSIS for eligible students

Repayment

Apply 2 to 3 months before your visa interview or course start. Document checks take about 7 to 15 days.

Lenders that fund Pilot training abroad

Compare starting rates and limits. Your expert shortlists the best fit for your university and profile.

Lender Type Interest (p.a.)* With collateral Without collateral Processing fee
ICICI Bank ICICI Bank Private bank From 10% ₹2 crore ₹1 crore 0.5% – 1% + GST
Axis Bank Axis Bank Private bank From 9.5% ₹3 crore ₹75 lakh 0.5% – 1% + GST
IDFC FIRST Bank IDFC FIRST Bank Private bank From 9% ₹2 crore ₹75 lakh 0.5% – 1%
YES Bank YES Bank Private bank From 11% ₹2 crore ₹50 lakh 0.5% – 1%
Union Bank of India Union Bank of India Public sector bank From 9.30% ₹75 lakh ₹40 lakh (listed universities only) ₹5,000, refundable
Punjab National Bank Punjab National Bank Public sector bank From 9.25% ₹2 crore ₹8 lakh From 0.5%
Credila Credila NBFC From 9.95% No upper limit ₹75 lakh 0.85% – 1% of the loan
Avanse Avanse NBFC From 10.75% ₹2 crore ₹1 crore 0.5% – 1% + GST
Avanse Global Avanse Global NBFC From 10% Not offered Based on your profile From 3.99%
InCred InCred NBFC From 11.4% ₹2 crore ₹75 lakh From 1%
Auxilo Auxilo NBFC From 11.25% ₹2 crore ₹80 lakh From 0.5%
Tata Capital Tata Capital NBFC From 11% ₹2 crore ₹75 lakh 0.5% – 1%
Poonawalla Fincorp Poonawalla Fincorp NBFC From 10% ₹3 crore ₹1 crore From 0.75%
Edgro Edgro NBFC From 11.5% Not offered ₹1 crore From 1%
FinZ FinZ NBFC From 10.75% Not offered ₹75 lakh 0.75% – 1.25%
Prodigy Finance Prodigy Finance International lender Variable Not required Based on your course and school From 5%
MPOWER Financing MPOWER Financing International lender From 12.99% Not offered Up to ₹95 lakh Ask your loan expert

*As published by UniCreds, Oct 2026. Final terms depend on your profile and the lender’s assessment.

Form to funding in 5 steps

100% digital, with a real person helping you the whole way.

  1. Share your plans

    Where, what and when you want to study, and how much you need.

  2. Chat with an expert

    A UniCreds specialist calls and explains your options.

  3. Upload documents

    All online from home. No branch visits.

  4. Get the best rate

    Your expert negotiates with lenders for you.

  5. Get sanctioned

    Sanction letter in as little as 48 hours*.

Pilot training education loan FAQs

How much does pilot training cost?

Usually ₹30 – 70 lakh for the full training, excluding living costs.

Can I get a pilot training loan without collateral?

Yes, up to about ₹50 lakh, based on your co-applicant’s income and credit.

What medical certificate do I need?

A Class 1 medical certificate is usually required.

Must the flight school be recognised?

Yes. Lenders require training recognised by the DGCA or the relevant foreign aviation authority.

Loans for every course

See costs, eligibility and lenders for your programme.

Free loan tools

Plan your budget and repayments before you apply.

Ready to fund your Pilot training?

Check your eligibility in 30 seconds. A loan expert calls you back within one working day.

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*Interest rates, sanction times, savings, loan amounts, fees and other terms are indicative, as published by UniCreds, and depend on the lender and on the student’s and co-applicant’s profile, course and country. Education loans are provided by banks and NBFCs through UniCreds Private Limited. EasyShiksha (EdSpectra Global Private Limited) refers students to UniCreds and does not lend money or guarantee any loan. Lender names and logos belong to their owners. Cost figures are approximate.

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