EasyShiksha × UniCreds education loans
Education loan eligibility checker
Answer seven quick questions to see your chances, the kind of loan you could get and which lenders to try first.
- From 8.33% p.a.*
- Sanction in 48 hours*
- No-collateral options
- Save up to ₹15 lakh*
.png)
.png)
20,000+ students have funded their studies with UniCreds
Get your real loan offers
Takes 30 seconds. A loan expert calls you back.
Private & secure
No fee, ever
Call back in 1 working day
- Answer the questions to see lenders that match you.
How to improve your chances
- Your tips appear here once you answer the questions.
This is an indication based on lenders’ published criteria. The lender makes the final decision after checking your documents.
Loans for every course
See costs, eligibility and lenders for your programme.
Free loan tools
Plan your budget and repayments before you apply.
Frequently asked questions
What decides my eligibility?
Your admission and university, academic record, the amount you need, and your co-applicant’s income, credit score and any collateral.
What credit score do lenders want?
Most lenders prefer a co-applicant score of 700 or more.
Can I get a loan without a co-applicant?
Indian lenders usually need one. International lenders like MPOWER Financing (USA, Canada) and Prodigy Finance (UK, Australia, France, Germany) lend to master’s students without one.
Is this result final?
No. It’s an indication. The lender decides after checking your documents.
Got the admit? Let’s get it funded.
Check your eligibility in 30 seconds. A loan expert calls you back within one working day.
*Interest rates, sanction times, savings, loan amounts, fees and other terms are indicative, as published by UniCreds, and depend on the lender and on the student’s and co-applicant’s profile, course and country. Education loans are provided by banks and NBFCs through UniCreds Private Limited. EasyShiksha (EdSpectra Global Private Limited) refers students to UniCreds and does not lend money or guarantee any loan. Lender names and logos belong to their owners. Cost figures are approximate.