EasyShiksha × UniCreds education loans
Education loan for UK 
Get matched with lenders that fund students heading to the UK, plus a sanction letter you can use for your visa. Free help from UniCreds loan experts.
- From 8.33% p.a.*
- Sanction in 48 hours*
- No-collateral options
- Save up to ₹15 lakh*
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20,000+ students have funded their studies with UniCreds
Check your UK loan eligibility
Takes 30 seconds. A loan expert calls you back.
Private & secure
No fee, ever
Call back in 1 working day
Your UK education loan, explained
Because most UK master’s degrees last one year, loan amounts are usually smaller than for the USA, and many students qualify for collateral-free options.
When to apply
UK has intakes in September (main) and January. Start your loan as soon as you have your admit, so the sanction letter is ready before your visa appointment.
Showing funds for your visa
Your university issues a CAS. For the Student visa you must show tuition plus living costs held for the required period, or an official loan letter.
What lenders look at
Your university and course, your grades and test scores, and your co-applicant’s income and credit score. Popular courses funded for the UK include MSc Data Science, MSc Management, MBA, Finance, Public Health, Engineering.
Studying in UK
Indicative yearly costs for Indian students
- Tuition (1-year Master’s)
- £15,000 – 35,000
- Living expenses
- £12,000 – 16,000 per year (higher in London)
- Students usually borrow
- ₹20 – 45 Lakh
Costs vary by university, city and course.
Choose from leading lenders
Banks, NBFCs and international lenders, with secured and collateral-free loans. Tap a lender to see its rates, limits and eligibility.
*Starting rates as published by UniCreds. Your rate depends on your profile, course and lender. Compare all lenders
Form to funding in 5 steps
100% digital, with a real person helping you the whole way.
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Share your plans
Where, what and when you want to study, and how much you need.
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Chat with an expert
A UniCreds specialist calls and explains your options.
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Upload documents
All online from home. No branch visits.
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Get the best rate
Your expert negotiates with lenders for you.
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Get sanctioned
Sanction letter in as little as 48 hours*.
UK education loan FAQs
Is a loan letter accepted for the UK Student visa?
Yes, UKVI accepts an official education loan letter from a regulated lender as evidence of funds, provided it meets their format requirements.
Can I get a UK education loan before receiving my CAS?
You can apply with an offer letter. Lenders may give a provisional sanction, with disbursement after the CAS and fee details are final.
Are one-year master’s degrees eligible for education loans?
Yes. Recognised one-year postgraduate programmes in the UK are widely funded by Indian banks and NBFCs.
How much can I borrow for the UK?
It depends on your fees, living costs and profile. Most students borrow between ₹20 and 45 Lakh.
Compare other countries
Costs, intakes and visa money rules change by country. Pick yours for a quick guide.
- USA Intakes: Fall (Aug–Sep) Loan guide
- Canada Intakes: September (main) Loan guide
- Australia Intakes: February (main) Loan guide
- Germany Intakes: Winter semester (Oct) Loan guide
- Ireland Intakes: September (main) Loan guide
- France Intakes: September (main) Loan guide
- New Zealand Intakes: February (main) Loan guide
Ready for UK? Let's get you funded.
Check your eligibility in 30 seconds. A loan expert calls you back within one working day.
*Interest rates, sanction times, savings, loan amounts, fees and other terms are indicative, as published by UniCreds, and depend on the lender and on the student's and co-applicant's profile, course and country. Education loans are provided by banks and NBFCs through UniCreds Private Limited. EasyShiksha (EdSpectra Global Private Limited) refers students to UniCreds and does not lend money or guarantee any loan. Lender names and logos belong to their owners. Cost figures are approximate.