EasyShiksha × UniCreds education loans
Education loan for New Zealand 
Get matched with lenders that fund students heading to New Zealand, plus a sanction letter you can use for your visa. Free help from UniCreds loan experts.
- From 8.33% p.a.*
- Sanction in 48 hours*
- No-collateral options
- Save up to ₹15 lakh*
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20,000+ students have funded their studies with UniCreds
Check your New Zealand loan eligibility
Takes 30 seconds. A loan expert calls you back.
Private & secure
No fee, ever
Call back in 1 working day
Your New Zealand education loan, explained
New Zealand’s smaller class sizes and post-study work rights make it a steady choice for IT and engineering students.
When to apply
New Zealand has intakes in February (main) and July. Start your loan as soon as you have your admit, so the sanction letter is ready before your visa appointment.
Showing funds for your visa
You need an Offer of Place and proof of funds for the student visa. A loan sanction letter is commonly accepted.
What lenders look at
Your university and course, your grades and test scores, and your co-applicant’s income and credit score. Popular courses funded for New Zealand include Master of IT, Engineering, Business, Hospitality, Healthcare.
Studying in New Zealand
Indicative yearly costs for Indian students
- Tuition
- NZ$25,000 – 45,000 per year
- Living expenses
- NZ$15,000 – 20,000 per year
- Students usually borrow
- ₹20 – 40 Lakh
Costs vary by university, city and course.
Choose from leading lenders
Banks, NBFCs and international lenders, with secured and collateral-free loans. Tap a lender to see its rates, limits and eligibility.
*Starting rates as published by UniCreds. Your rate depends on your profile, course and lender. Compare all lenders
Form to funding in 5 steps
100% digital, with a real person helping you the whole way.
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Share your plans
Where, what and when you want to study, and how much you need.
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Chat with an expert
A UniCreds specialist calls and explains your options.
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Upload documents
All online from home. No branch visits.
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Get the best rate
Your expert negotiates with lenders for you.
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Get sanctioned
Sanction letter in as little as 48 hours*.
New Zealand education loan FAQs
Is an education loan accepted for a New Zealand student visa?
Yes, loan approval letters from recognised lenders are commonly accepted as evidence of funds.
How much can I borrow for New Zealand?
Most students borrow ₹20–40 Lakh depending on course length and city.
Can I get a loan without collateral?
Yes, for many institutions, subject to the lender’s assessment.
When should I apply for the February intake?
Aim to have your sanction by October–November.
Compare other countries
Costs, intakes and visa money rules change by country. Pick yours for a quick guide.
- USA Intakes: Fall (Aug–Sep) Loan guide
- UK Intakes: September (main) Loan guide
- Canada Intakes: September (main) Loan guide
- Australia Intakes: February (main) Loan guide
- Germany Intakes: Winter semester (Oct) Loan guide
- Ireland Intakes: September (main) Loan guide
- France Intakes: September (main) Loan guide
Ready for New Zealand? Let's get you funded.
Check your eligibility in 30 seconds. A loan expert calls you back within one working day.
*Interest rates, sanction times, savings, loan amounts, fees and other terms are indicative, as published by UniCreds, and depend on the lender and on the student's and co-applicant's profile, course and country. Education loans are provided by banks and NBFCs through UniCreds Private Limited. EasyShiksha (EdSpectra Global Private Limited) refers students to UniCreds and does not lend money or guarantee any loan. Lender names and logos belong to their owners. Cost figures are approximate.