Chuma ndi Zachuma

Ngakhale kuti nthawi zambiri amaphunzitsidwa ndikudziwitsidwa ngati maphunziro odziyimira pawokha, nkhani zachuma ndi ndalama zimalumikizana ndikuwunikira komanso kukhudza wina ndi mnzake. Okonda zachuma amasamala za mayesowa chifukwa nawonso kukhudza magawo abizinesi mokulira. Otsatsa ayenera kukhala kutali ndi mikangano ya "kaya/kapena" pankhani ya nkhani zachuma ndi ndalama; onse ndi ofunika ndipo ali ndi ntchito zambiri. 

Malinga ndi chikhalidwe cha anthu onse, ndi Mfundo yaikulu yazachuma ndi zambiri pamawonedwe a 10,000-foot kapena mafunso wamba okhudza machitidwe amunthu pogawira chuma chenicheni. Chofunika kwambiri chandalama ndicho njira ndi zida zoyendetsera ndalama. Ndalama ndi ndalama zimayang'ananso momwe mabungwe ndi othandizira azachuma amawunika zoopsa ndi kubwerera. Zowonadi, mbali zazachuma zakhala zongopeka komanso ndalama zowoneka bwino, koma pazaka 20 zaposachedwa, ziyeneretso zakhala zikufotokozedwa mochepera. 

Kunena zoona, maphunziro awiriwa akuwoneka kuti akugwirizana pazinthu zina. Ofufuza awiriwa ndi akatswiri azandalama akugwiritsidwa ntchito m'maboma, mabizinesi, ndi magawo azandalama. Pazigawo zina zofunika, padzakhala kugawanika kosalekeza, komabe, zonsezi zidzakhala zofunika kwambiri pazachuma, othandizira azachuma, ndi mabizinesi kwa nthawi yayitali. 

Zandalama mu chikhalidwe cha anthu zomwe zimawunikira kulengedwa, kugwiritsa ntchito, ndi kubalalitsidwa kwa anthu ogwira ntchito ndi zinthu, ndicholinga chofuna kumveketsa bwino momwe chuma chimagwirira ntchito komanso momwe anthu amalankhulirana. Ngakhale imadziwika kuti "sociology" ndipo nthawi zambiri imawonedwa ngati imodzi mwasayansi yokongoletsa, nkhani zachuma zomwe zikuchitika nthawi zambiri zimakhala zochulukira kwambiri komanso zimakhazikika pamasamu. Pali ziwiri mbali zazikulu zazachuma: macroeconomics ndi microeconomics. 

Macroeconomics ndi gawo lazachuma lomwe limawunikira momwe chuma chonse chimayendera. Mu macroeconomics, mitundu yosiyanasiyana ya zodabwitsa zachuma imawunikiridwa kwathunthu, monga kukula, malipiro a anthu, (GDP), ndi kusintha kwa kusowa ntchito. 

Microeconomics ndi kafukufuku wazomwe zimakonda zachuma, motsimikizika mwina zidzachitika anthu akakhazikika pa zisankho zinazake kapena zigawo zomwe zimapanga kusintha. Momwemonso, monga macroeconomics amayang'ana momwe chuma chonse chimayendera, microeconomics imakhazikika pazigawo zochepetsetsa zomwe zimakhudza zisankho zopangidwa ndi anthu ndi mabungwe.

• Katswiri Wazachuma
• Wogulitsa
• Woyang'anira chuma
• Wokhomerera msonkho
• yowerengera
• Katswiri wa Zamalonda Padziko Lonse
• Katswiri wa Zowopsa Zandale kapena Katswiri
• Professional Economist